Obtaining a payments license in Brazil offers unparalleled autonomy but demands years of investment, millions in capital, and rigorous compliance. Conversely, existing payment providers offer rapid deployment but often impose significant restrictions on independence and operational control. Cumbuca masterfully merges the best of both worlds, providing you with the same development flexibility and direct access to Brazil's Open Finance and Pix ecosystems, coupled with complete operational control, substantially reduced risk, and flexible pricing models. With Cumbuca, you can build directly on official APIs, maintain full ownership of your infrastructure and data, customize every layer of your payment solution, and seamlessly integrate your own certificate should you acquire a payments license in the future.
Launch Team / Built with
Launch Date:
May 10, 2026